Getting started

What is GreenCircle?

GreenCircle is a savings platform where you save a fixed amount every week for 50 weeks and withdraw the total at the end. It is inspired by ajo, the traditional contribution habit, and adds a wallet, receipts and statements so you can see every payment.

How does it work?
  • Register and pay the one-time ₦3,500 registration fee.
  • Choose a savings plan with a 50-week duration.
  • Deposit your chosen amount every week.
  • Withdraw your savings when the 50 weeks are complete.
What does it cost to join?

There is a one-time registration fee of ₦3,500. It covers account setup and platform maintenance and is not refundable. Other charges can apply for missed payments and early withdrawals. They are always shown before you confirm anything.

Who can join?

You need to be at least 18, have a valid bank account in Nigeria, and give accurate personal details when you register.

Can I have more than one savings plan?

Yes. You can run several plans at the same time. Each plan has its own schedule and requirements.

Payments

How can I pay?
  • Bank transfer.
  • Debit or credit card through a secure payment gateway.
  • Direct deposit to our bank account.

The options available to you are shown in your dashboard after you register.

What happens if I miss a payment?

Penalties may apply depending on your plan. Regular saving keeps your plan on track and avoids extra charges.

Can I pause and continue later?

You can pause contributions if you need to, but this may change your savings timeline and can attract additional charges. Contact support first so we can explain the effect on your plan.

Are there other charges?

Beyond the ₦3,500 registration fee, charges can apply for missed payments and for early withdrawals. We show any charge clearly before a transaction is completed.

Withdrawals

How do I withdraw my savings?

When your 50 weeks are complete, request a withdrawal from your dashboard. Funds are sent to the bank account you gave at registration. Withdrawals are verified first and can take up to 48 hours to process.

Can I withdraw before the 50 weeks end?

Yes, but early withdrawals may attract charges or penalties, which are shown during the withdrawal process. If you cannot finish your plan, talk to support first so we can walk you through the options.

What if I cannot complete my plan?

You can request an early withdrawal, subject to the charges that apply. It is best to contact our support team to discuss your situation before you decide.

Your account

Is my money safe with GreenCircle?

We take the security of your funds and data seriously. We use encryption and work with reliable payment processors. To be clear about what we are: GreenCircle is a savings platform, not a financial institution, and funds are not insured by the NDIC or any other regulatory body.

How do I track my progress?

Your dashboard shows your total contributions, remaining balance and upcoming payment schedule.

Can I update my personal or bank details?

Yes. Sign in and open your settings. For sensitive changes, such as bank details, we may ask you to verify your identity.

I forgot my password. What do I do?

Select "Forgot password" on the login page and follow the steps. If you still cannot get in, contact support.

Can I refer other people?

Yes. GreenCircle offers referral rewards. Share your personal referral link, and you can earn a reward when the person you refer signs up and starts saving. The details are in your dashboard.

Help

How do I contact GreenCircle?

Email and WhatsApp usually get the fastest reply.

Is there a mobile app?

Not yet. GreenCircle works in your phone's browser, and we are working on a mobile app.

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Still have a question?

Our team is happy to explain how GreenCircle works before you join.